About us

Writing source code for the bank of the future.

FYNDNAFYNDNA

FYNDNA Techcorp is a product company, founded in 2021, building the new generation of retail banking systems with more than two hundred people across Mumbai and Pune, all of them working on one platform.

Fivolv is that platform: the enterprise banking suite all of that engineering goes into, and the product FYNDNA takes to market.

Founded
2021Founded
People, all on one product
200+People, all on one product
Offices, Mumbai and Pune
2Offices, Mumbai and Pune
Information security, 2022 certified
ISO 27001Information security, 2022 certified
Our mission

“To help financial institutions increase customer engagement and profitability through a cloud-native, digitally-enabled, versatile technology product.”

The product name is the thesis. FI + evolve: financial institutions have to keep changing, and their systems have to be built for it.

Deliver

Holistic digital solutions that enhance efficiency and reduce total cost of ownership.

Empower

Banks to thrive with agile, cloud-agnostic platforms built for digital evolution.

Enable

Data-driven decision-making that puts consumers at the core of financial strategies.

The team

Built by people who have run core banking, not just sold it.

Between them the founders have spent more than a century inside banking technology, on both sides of the table: running it for banks, and building it for them. That is the reason Fivolv is designed the way it is.

Founders and executive team

Leadership

C. N. Ram

C. N. Ram

CEO and Co-Founder

40+ years in banking technology

Forty years helping banks get more from their technology. Founded FYNDNA to close the gap between what technology can do for a bank and what banks actually receive.

We want to wipe out banks’ huge tech debt and give CIOs a tool to be cost-effective, modular, secure and scalable.
Manmath Kulkarni

Manmath Kulkarni

CTO and Co-Founder

35+ years in core banking engineering

Has designed and implemented core banking across India, Australia, Japan and the US, including senior roles inside major Australian bank technology programmes.

Core banking that is born digital, cloud-native, configurable, self-healing, scalable and fail-safe.
Kumar Padmanabhan

Kumar Padmanabhan

COO and Co-Founder

30+ years in banking technology integration

Thirty years integrating advanced technology into banking to unlock new capability. His operational discipline ensures what FYNDNA designs is what it delivers at scale.

Our goal is to eliminate manual back-end operations, increase traceability and cut the cost of every transaction.
Pranav Ram

Pranav Ram

Co-Founder and Head of AI Practice

AI strategy and governance

Governs how AI capability is identified, validated and integrated into Fivolv: purposeful, governed and aligned to Tier-1 risk and compliance expectations.

AI in banking should never be adopted for its own sake, only purposefully, with the right guardrails.

Product, engineering and customers

Management

Manish Gupta

Manish Gupta

Co-Founder and Chief, Product Management

30+ years in global banking transformation

Over three decades of global banking transformation: large-scale core modernisation programmes, bank mergers and greenfield digital-bank launches.

The best banking products remove friction the customer should never have felt in the first place.
Gayathri Krishna

Gayathri Krishna

VP, Customer Success

30+ years in core banking and digital transformation

Over 30 years on core banking and digital transformations across the globe: engineering, implementation, system integration and consulting.

A transformation only succeeds when the bank’s own people feel it was built with them, not done to them.
Sumukh Keni

Sumukh Keni

VP, Engineering

27+ years across banking and finance

27+ years spanning application architecture, product engineering, business-software delivery and performance benchmarking across banking and finance.

Scale is not a feature you bolt on later. It is a discipline you engineer from the first line of code.
Prashant Khisti

Prashant Khisti

VP, Engineering

30+ years in enterprise and banking technology

Over 30 years in enterprise and banking technology: engineering leadership, product strategy and delivery of mission-critical platforms for Tier-1 institutions.

Mission-critical banking demands platforms as dependable as they are modern. We refuse to trade one for the other.

Our team

One team building Fivolv.

The FYNDNA team
200+Team members
2 officesMumbai and Pune

Two hundred people. One product suite.

Every one of them works on Fivolv. One team, building one platform.